How Does Your Escrow Account Work?

escrow account

The way I like to put it is your escrow account is a side account that holds the funds for your future property tax and homeowners insurance bills.  Every month that  you make a monthly payment a portion of your monthly payment goes towards funds needed in your escrow account to take care of property […]

Can Overtime Be Used To Qualify For A Mortgage?


  Many people wonder whether or not they can use their overtime income to qualify for a new mortgage.  The answer is Yes but there are certain requirements in order to be able to count it.  Typically you need to have been earning overtime for the past two years in the same line of work.  […]

Adjustable Rate Mortgage


What is an Adjustable Rate Mortgage (ARM)? An Adjustable rate mortgage allows your interest rate and principal to remain the same for a certain number of years (typically 5 or 15). After the pre-determined time has passed the rate can go up or down based upon the market at the time if you do not refinance your […]

Home Buying Tips


Everybody knows that the largest investment you will ever make is for your home. Because of which, we wanted to take a minute to give you “ALL” the best home buying tips we could find. Ask friends and family members One of the best ways to get an idea of what to look for in […]

Lower Mortgage Interest Rate


Getting the lowest mortgage interest rate is one of the biggest factors when you buy a house for the first time or if you already own a home. So, how do you get the lowest interest rate for your mortgage or refinanced mortgage? We have put together 7 easy tips that will help both parties: […]


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